Health and Wellness

NAIT members and their families can access the Truckers Healthcare Program, providing licensed Healthcare Representatives to create a program that fits your needs and budget.

If you’re needing traditional health insurance, we can shop ACA plans for you. ACA plans are typically offered annually between November 1st and December 15th.

If you are looking for an alternative healthcare option, then healthcare sharing may be right for you. This new lower-costing alternative facilitates sharing of healthcare costs among individual members. Technically, these plans are not insurance, but look very much like insurance (premiums paid in/claims paid out). Affordable Premiums (up to 60% less than ACA plans)

STM plans are also an affordable alternative to ACA plans. These plans typically provide coverage between 3-36 months depending on the state you live. STM plans don’t comply with the ACA, but that enables you to only buy the coverage you need (ie, plans without maternity, mental health, etc).

Allstate Benefits offers NAIT members supplemental plans that come with guaranteed approval:

-Life Insurance: If someone depends on you financially, then you need life insurance. Allstate life premiums stay level and coverage is available for spouse and children.

-Disability Insurance: An unexpected illness or injury could take you off the road and severly impact your life. Allstate disability insurance helps to replace lost income while you recover.

-Critical Illness: If a critical illness occurs, you need to be focused on your recovery and not stressed over financial worries. These plans pay lump sum benefits to YOU if you should have a heart attack, stroke or cancer.

-Accident (off-the-job): When unexpected accidents occur, most health insurance plans only pay a portion of the medical bills. Covered conditions include hospital stays, ER, fractures, imaging, physical therapy and more.

-Dental Insurance: Research shows that oral health and overall health are closely related. Plans pay 100% for preventive services and a percentage for basic and major services.

-Vision: An annual eye exam is about much more than healthy vision. It can help identify the early signs of serious health conditions. Plans pay for eye exams, frames/contacts and more.

The NAIT WellCard Discount Card is an easy and simple way to help you and your family with all your prescription drug needs and other medical or health-related expenses. The card is available to all members at no charge.